Picture Credit Embarking on the journey towards financial independence is akin to preparing for a marathon – it’s never too early to start, and every step counts. In a world where economic uncertainty often clouds the horizon, understanding how to navigate the path to retirement is crucial. This article delves into the nuances of early…
Want to know how to make $1000 a month blogging? That’s all I wanted to know when I started out. And guess what? It happened! And then some! I’ve been earning $1,000 a month blogging for many years now. It’s fun, it’s a cool bonus income, and it’s honestly pretty passive if you do it…
What if I snapped my fingers and granted you a $5 million net worth lifestyle? Where does your imagination take you? Are you twirling (head up, eyes closed, arms out, the whole deal) in your swanky executive home? Are you traveling the world in first class? Or maybe you’re on the bow of your mega-yacht,…
You’ve got $1,000. You’re wondering what to do with it. You want to be smart with it and propel yourself to a brighter future (great job!). You’re asking the right questions, which is a huge step to winning with money. Since you’re serious about becoming wealthy, we got serious too—with 9 top ideas for what…
Get a windfall? Come into a small inheritance but not sure what to do with it? Worried you’re going to mess up and spend your money “unwisely”? While 10k may not seem like much in today’s world, it can actually stretch fairly far (if you have a plan for it!). This entire post is devoted…
Did you know there are jobs that pay 75k a year without a degree?Not only that, there are MANY jobs that pay $75k per year that don’t require a degree. It almost makes you wonder why some people even bother paying for college! If you’re thinking about a career change for more money, don’t automatically…
Are you planning to have 20 million dollars saved up before you retire? It sounds like a massive amount of money….but is it really? After all, what is the interest on 20 million dollars? How long would 20 million dollars last you? Is 20 million dollars rich compared to what everyone else has? These are…
Remember when you’d talk to your grandparents and they’d say stuff like, “When I was your age, candy bars were just 5 cents!” …And now they’re a dollar? Whoa. That’s what inflation does over the course of 50-60 years. So what about your retirement? How much money should you have in your nest egg if…
When you think about how to make 2 million dollars, it may seem completely impossible. But surprisingly, it can be a realistic goal! Now, this is not a get rich quick guide, and I’m not going to lie and say that you’ll make 2 million dollars overnight. However, it is completely possible to become a…
Deciding where to invest your money can be overwhelming even when you’re only focusing on the United States. The question that inevitably comes up is, “should I invest outside the U.S.?” “And if so, how?” The search often leads people toward the best European index funds. And, lucky for you, that’s what this post is…
Tons of people work all their lives to save up 1 million dollars. And then they have absolutely no clue if they can live off 1 million dollars or how to do it! Some spend too little, others spend too much. Some invest too conservatively, others invest with way too much risk. Wondering if you…
College isn’t for everyone, and that’s okay. But, that doesn’t mean that you don’t deserve to have the opportunity to make more money in your career. Did you know that there are jobs that pay 100k a year without a degree? This post highlights some of our favorite 100k a year jobs without a degree….
Are lawyers rich? People will automatically bring up lawyers when describing “successful, wealthy people.” But if you look at Forbes wealthiest people list, there are relatively few, if any, lawyers among them. Instead, investors, business leaders, property owners, and oligarchs fill the ranks. Why is this? Are Lawyers Rich? Will Being a Lawyer Make You…
Wondering how to buy VTI? And do you need a Vanguard account to buy VTI? These are common questions for new investors that either aren’t familiar with ETFs, or they’re just having trouble navigating Vanguard’s website (and I don’t blame you for that! I still get lost on their site once in a while!). In…
Can a poor person become rich? Some of the ways you can become rich from a poor background include, starting a business, working a side hustle, creating a sellable product, investing in stocks, bonds, real estate, or alternative investments, and building an emergency fund. If you want to become wealthy, you must practice smart money management…
Debt is like a kiddie swing at your local playground—fun to get into, but a nightmare to get out of. The temporary fix with years of consequences. So, how can you get out of debt? And perhaps more importantly, how can you get out of debt fast? Enter the debt snowball method— This one hits close…
Investing can be a complicated venture, with lots of uncertainty. It can also fundamentally change your money future for the better. Being smart and strategic with a long term focus is generally the touted advice, but it gets a little murkier as you wade into the specifics. Whether you’re already a knowledgeable investor, or you’re…
When I was younger, my goal was to bank a million dollars and live off the interest. As I got older, reality began to set in a bit. Things got more expensive and breadth of my needs and wants got bigger. Suddenly, living off a million dollars just wouldn’t work. It wasn’t enough to sustain…
We all want to provide our family with nutritious and delicious food. But with rising food costs, it’s easy to just cook whatever is available, even if it’s not the healthiest. What if I told you that you can eat low calorie dinners for family, but not break the budget? Here are 13 low fat…
The tides are shifting… Up until now, you were focused on paying down debt, career, and maybe even investing. You kept your housing to 25% of your income, your auto loans to no more than 8%. You’ve mastered cash flow management and probably don’t even have to look at your budget anymore. But now you’re…
Thinking about retirement? Wondering what your target retirement amount should be? If you’re like many that aren’t going to reach millionaire status, you’re likely asking yourself a question like, “Can I retire on 750k dollars?” Similar articles: Can I Retire on 750k Dollars? It’s a great question. For some, it’s absolutely possible. For others, it’s…
I used to think that a million dollars was a lot of money. Then I started this personal finance blog and began educating myself about how much things really cost today and how inflation will slaughter an underfunded retirement (did you know that things will be 4x more expensive in 40 years than they are…
Have you ever had this conversation with your spouse? How much is enough? How much should we have saved up for retirement before we can call it quits? $1 million? $2 million? For my wife and I, we believe we need $3 million to retire comfortably. This begs the question…”What is the Interest on 3…
Is a million dollars enough to retire on these days? How much interest would you earn per year on $1 million? And what about per month? Will it last for the rest of your life? Or will you run out of money before you die? These are all important questions. Lucky for you, we’ll answer…